OREANDA-NEWS. 'Expert RA' rating agency confirmed 'ANCHOR BANK' creditworthiness rating A, which means high credit solvency; the outlook is stable. The rating sub-level was upgraded from the third to the second.

High diversification of active transactions by customers and high profitability, with full coverage of operating costs with net interest and commission income, are the main factors having a positive impact on 'ANCHOR BANK' rating.

The Agency highlights the moderately high share of III-V quality category loans in the portfolio and high past-due debt on the balance sheet among the key negative factors. High liabilities base reliance on the major counterparty's funds and the moderately high capital immobilization by investments into property and stock of closed-end mutual funds restrain the rating.