OREANDA-NEWS. 'Expert RA' rating agency confirmed 'UNIVER Capital' depositary reliability (long-term creditworthiness) rating А+, which means very high credit solvency, the third rating sublevel. The outlook changed for negative, which means high probability of downgrading the rating in the mid-term. The Company used to have the stable outlook.

The substantial increase in the taken up securities market value, high diversification and significant growth of the customer base had a positive impact on the rating. In addition, the analysts highlight high information transparency, acceptable software quality and the moderately low debt level as positive factors.

The Agency's analysts regard low profitability, low quality of the depositary business related process regulation and the low ratio of capital to taken up securities as the rating-restraining factors.