OREANDA-NEWS. "Expert RA" rating agency confirmed "RTBC" Commercial Bank creditworthiness rating В++, which means acceptable credit solvency. The rating outlook changed for positive, which means high probability of upgrading the rating in the mid-term. The Bank used to have the stable outlook.

A good balance of assets and liabilities, by their maturities, in the short-term and a good loan portfolio quality support "RTBC" rating.

Low capital adequacy combined with the suboptimal equity structure and low coverage of operating costs with net interest and commission income were the main factors restraining the Bank rating.