OREANDA-NEWS. Expert RA Rating Agency (RAEX) confirmed CB International Fund Bank credit rating A, which means "High level of creditworthiness", the third sub-level. The rating outlook is changed from stable to developing. Developing outlook means rating stability and change are equally likely in the mid-term.

Key factors influencing positively the Bank creditworthiness are high business profitability ratios and good quality of loan portfolio.

Main negative factors which restrain the rating of the Bank are insufficiently wide client base in the segment of corporate lending to legal entities and individual entrepreneurs, weak competitive positions in the regional market, sub-optimal structure of the loan portfolio coverage.

Expert RA is Russian rating agency working on a global scale, incorporated in 1997 by Expert magazine. Expert RA is a true market leader in ratings and survey-communication activity.

Expert RA was evaluated and certified as satisfying to ISO 9001:2008 demands in the following areas: assigning and actualizing expert assessments; analysis of markets and companies, survey activity; organization of business-forums, conferences and round tables. Rating methods were approved by leading international audit-consultation companies: PricewaterhouseCoopers, Deloitte. Procedural quality and information confidentiality principles are confirmed by Accenture.

Expert RA is accredited at the RF Ministry of Finance. The Agency ratings are included in the list of official requirements to banks, insurers, pension funds, issuers. Expert RA ratings have been officially recognized by FSFM, Central Bank of Russia, Vnesheconombank of Russia, MICEX-RTS, Mortgage Crediting Agency, Deposit Insurance Agency, professional associations and self-regulating organizations: VSS, Russia Association, Strategic Initiative Agency, RSA, NAPF, NLU, NSG, NFA, and hundreds of companies and agencies in the period of bids and tenders.

Over 5000 companies from different segments of economy cooperate with Expert RA. The Agency has clients from 10 countries. The Agency database contains over 20000 company names.