OREANDA-NEWS. "We note that the profile of our customers has changed much, particularly in terms of average income. On average, it increased by 50% -70%. This fact indicates first of all that the largest category of potential borrowers with average incomes, which in the past formed the bulk of sales, is now refuses to buy a car on credit, and probably postpones the replacement of the vehicle, "- said Anna Morozova, the chairman of the BMW bank in interview with "AUTOSTAT".

However, Ms.Morozova noted that, despite the difficult conditions, the share of sales of BMW on credit remains at the level of 20% -25%, and it is visible potential for further growth.

By speaking about the car loan market in general, the head of BMW Bank notes that after doubled fall in the first quarter of this year, there was the growth and stabilization, which was caused, first of all, by the resumption of lending state program.

Recall, changes in the behavior of car owners affected not only the theme of car loans, the majority of Russians began to save on the use of the vehicle, and they use it longer, to minimize costs.